Thursday, August 14, 2008

Moving In !!

After 6 long months of waiting for our house to be ready finally we got possesion. And it was only long because of all the touble we've had with our builder and getting our mortage. Thankfully after terminating our previous mortage broker for having our mortage open for 6 months and not getting us anywhere. We moved onto a diff person and he was able to get us the mortage rate we wanted in a weeks time. However even then we still had a little touble on our possesion date when we went to sign with the lawyers. I had gotten a quote of 800.00 for the lawyers fee to sign the papers. When we went to go sign the lady had said she made a mistake and it was $14,000.00 we owed. Our jaws dropped. But i guess what had happened was jayman didnt give them the right amount we owed we had paid an extra couple thousand 1 week before signing. Plus someone at our Bank put in our mortage wrong, they didnt include the CMHC fees we had to pay which was like $11,000.00. So all that day we were on the phones with the lawyers and the banks trying to get more money lent to us. But it all worked out. And we were able to take possession 1 day late. Aside from that we ran into another problem. We wanted to rent out the house for a year then move in after a year so we could save some more money. But when our builders sales rep heard she called me and rudely told me we couldnt or she would sick her lawyers on us. Apparently the government gives all new home owners 1% off the 5% GST as a rebate. And Jayman Homes gave us that money off up-front rather than us applying to the government for it. So we would have to pay Jayman that extra $5,000.00 up front or else she told me she would have her lawyers after us. So that ruined that. But it's okay we LOVE our home. Here are a couple pictures.

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